At ARC, we run on a true contingency basis, meaning you pay nothing unless we recover your money. Unlike traditional debt collectors who charge upfront fees, our “No Win, No Pay” model ensures zero financial risk for you. We only succeed when you do, which is why every case receives our unwavering commitment and expertise.

With 30+ years of experience, we combine the resources of a national agency with the personalised service of a boutique firm. Whether you’re a business pursuing unpaid invoices or an individual reclaiming lost funds, we treat every dollar as if it were our own—because our fee is a percentage of what we successfully collect. There are no hidden costs, no empty promises, and no recovery means no cost to you. Our incentives are perfectly aligned: we fight because our success depends entirely on yours.

As a licenced agency and proud member of the Australian Collectors and Debt Buyers Association (ADCBA) and the Institute of Mercantile Agents Limited (IMA), we leverage advanced tracing technology, unlimited demands, and persistent negotiations—all while adhering to the strictest compliance standards. At ARC, we don’t chase debts; we deliver results with integrity and transparency.